Top Cashback Credit Card American Express Platinum Cashback

• Earn 5% cashback for 1st 3 months
• Then standard 1.25% cashback
• Double cashback for 1 month every year
• £25 Annual fee

Representative example: Based on credit limit of £1,200 charged at 14.0% with £25 annual fee, representative APR: 18.5% (variable).

Great Overall Card Halifax All in One

• 0% on balance transfers for 15 months
• Low transfer fee of only 0.8%
• 0% on purchases for 15 months
• Online fraud protection

Representative example: Based on credit limit of £1,200 charged at 17.95%, representative APR: 17.9% (variable).