Compare theBest Credit CardsCompare UK credit cards to find the best credit card deals for you!
Balance Transfers Credit Card DefinitionPurchases Credit Card DefinitionRepresentative APR (Variable) Credit Card DefinitionRewards Credit Card Definition
Barclaycard Platinum Credit Card
BarclaycardPlatinum
0%22 months
2.9% fee
0%3 months
17.9%APR
  • Music
  • 0% on balance transfers for 22 months (2.9% fee)
  • 0% on purchases for 3 months
  • Barclaycard Unwind - exclusive access to music events, tickets to shows and live sessions. Keep up-to-date with news about artists and bands.
  • Contactless payment for items up to £15
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Representative Example: Based on a credit limit of £1,200 charged at 17.9% (variable) p.a. for purchases. Representative 17.9% APR (variable).
Halifax Balance Transfer Credit Card
HalifaxBalance Transfer Credit Card
0%22 months
3.5% fee
0%3 months
17.9%APR
  • Travel discounts
  • Shopping
  • Dining
  • 0% on balance transfers for 22 months
  • Discounts on travel, shopping & dining
  • Choice of card designs
  • Must have a minimum income of £20,000 pa
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Representative Example: Based on a credit limit of £1,200 charged at 17.95% (variable) p.a. for purchases. Representative 17.9% APR (variable).
HSBC Credit Card
HSBCCredit Card
0%23 months
3.3%
0%3 months
17.9%APR
  • Travel
  • 0% on balance transfers for 23 months
  • 8% off holidays booked through HSBC Travel Club
  • 24-hour worldwide emergency assistance
  • Must be HSBC current account holder or you must open a HSBC current account to apply for this card
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Representative Example: Based on a credit limit of £1,200 charged at 17.9% (variable) p.a. for purchases. Representative 17.9% APR (variable).
Virgin Money Credit Card
Virgin MoneyCredit Card
0%20 months
2.99% fee
0%3 months
16.8%APR
  • Travel
  • Shopping
  • Wine
  • Low balance transfer fee of 2.99%
  • Discount on Virgin Holidays, Wines, Experiences and many other Virgin services
  • Instant online decision
  • Contactless payment for items up to £15
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Representative Example: Based on a credit limit of £1,200 charged at 16.8% (variable) p.a. for purchases. Representative 16.8% APR (variable).
Halifax 20 Month Balance Transfer Credit Card
Halifax20 Month Balance Transfer Credit Card
0%20 month
3% fee
0%3 month
16.9%APR
  • Travel discounts
  • Shopping
  • Dining
  • 0% on balance transfers for 20 months
  • Discounts on travel, shopping & dining
  • Choose from a selection of 5 card colours
  • Minimum annual salary of £20,000 required
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Representative Example: Based on a credit limit of £1,200 charged at 16.94% (variable) p.a. for purchases. Representative 16.9% APR (variable).
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Credit Card Deals

There are some great credit card deals out there at the moment, especially as the market keeps getting more and more competitive. The best credit card deals are the ones that suit your needs perfectly. It's wise not to rush into applying for a credit card before looking at the fine print and finding out all the details. Some credit card deals are good because, although they don't offer any obvious rewards to begin with (such as cashback), they have low interest rates. This means that if you think it's likely that you won't be able to pay off your balance in full every month, then you won't get charged an astronomical amount in interest.

Some credit card deals even include a 0% interest introductory offer, so that for however many months stated in the contract, you won't have to pay any interest on your balance. This credit card deal is very popular for this reason.

Some credit cards offer some excellent, low interest rates, but have a large annual fee to pay. It's worth looking at how much you're likely to pay in total, because although the annual fee might seem a lot, it might be better than going for a credit card deal that offers higher interest and no annual fee. It's all about what works best for you. There is no singular best credit card out there.

It's a good idea to think about your credit rating, how frequently you'll be using a credit card and what deals will be most beneficial to you. There's not much point in getting a credit card based on great cashback rates, Airmiles, charity donations or rewards if the interest is incredibly high and you don't think you'll manage to pay off the balance every month. When this happens, people end up losing more than they gain from the credit card company. If you choose the right one to suit your needs, then you'll be at a great advantage from the start. The best credit card deal will reward you more if you use it properly and don't go over your limit, and considering the different options available to you at the moment, it really is a buyer's market.