Purchases Representative APR (Variable) Rewards 
3.5% fee
- Music
- 0% on balance transfers for 26 months
- £10 fee refund offer on balance transfers over £2000
- 0% on purchases for 6 months from account opening
- Barclaycard Unwind - exclusive access to music events, tickets to shows and live sessions. Keep up-to-date with news about artists and bands.
- Contactless payment for items up to £20
- You must have an excellent credit rating
3.1% fee
- Cashback
- 0% on purchases for 12 months
- 0% on balance transfers for 20 months
- Unlimited cashback - 0.5% on all sterling purchases
- Unlimited commission-free purchases abroad
- Low APR rate of 12.9%
- To apply for this card you must hold a Nationwide FlexAccount with a Visa debit card (not cash card+) or you can apply for a FlexAccount at the same time
0% fee
- Music
- Low APR of only 7.9%
- No balance transfer fee
- Barclaycard Unwind - exclusive access to music events, tickets to shows and live sessions. Keep up-to-date with news about artists and bands.
- Contactless payment for items up to £20
- You must have an excellent credit rating
2.4% fee
- Music
- 0% interest on balance transfers for 25 months
- Your fee is reduced from 3.5% to just 2.4%
- 0% on purchases for 6 months from account opening
- Barclaycard Unwind - exclusive access to music events, tickets to shows and live sessions. Keep up-to-date with news about artists and bands.
- Contactless payment for items up to £20
- You must have an excellent credit rating
3.1% fee
- Shopping
- Travel
- 0% on balance transfers for 20 months
- Ideal for overseas spending
- Commission free foreign transactions
- Simply Rewards scheme - offers on major brands
- Good credit history required
Offers
When considering the credit cards on the market, it can be to your advantage to think beyond the low interest rates and 0% on balance transfers that are so desirable for many of us. Some of the best credit card offers are when lenders allow you to make the most of key services without paying extensive amounts for the privilege.
An example of this can be with cash withdrawals from ATMs. Typically, these withdrawals have a higher rate of interest attached to them than when compared to purchases made on the card itself. As a result, really good credit card offers can be those that allow free withdrawals to be made from your card.
Even though this technology is becoming increasingly emergent, contactless credit cards allows you not to save money - but to save time on your purchase. If you are a professional where every second matters, this could be a saving of a commodity you truly value. With these new forms of plastic, all you need to do for purchases under £15 is to swipe your card past an electronic reader, without having to enter your PIN. As well as added features to protect your security and to verify your identity as the cardholder, this convenient new adaptation to card payments will allow you to be at the forefront of new transaction technology.
Other great credit card offers include the banks and credit card providers that will insure you against identity fraud. Even though these services are already available from credit referencing agencies like Experian for a small monthly subscription, going with an offer that will protect you financially against the purchases made on your card can give you peace of mind. After all, if you are one in the every eight Britons who becomes a victim of identity fraud every year, it will be nice to have one less thing on your mind.
Other offers include money off your phone bill, discounts with hundreds of lenders, and even the opportunity to transfer money over to your current account temporarily. If you have a good credit rating and you are responsible with money, it's fair to say that the world is your oyster for some great credit card offers online. All you need to do is to sit down in front of the computer and to start comparing today. Even the application can be completed on the Internet.