Purchases Representative APR (Variable) Rewards 
2.9% fee
- Music
- 0% on balance transfers for 22 months (2.9% fee)
- 0% on purchases for 3 months
- Barclaycard Unwind - exclusive access to music events, tickets to shows and live sessions. Keep up-to-date with news about artists and bands.
- Contactless payment for items up to £15
- You must have an excellent credit rating
3.5% fee
- Travel discounts
- Shopping
- Dining
- 0% on balance transfers for 22 months
- Discounts on travel, shopping & dining
- Choice of card designs
- Must have a minimum income of £20,000 pa
2.99% fee
- Travel
- Shopping
- Wine
- Low balance transfer fee of 2.99%
- Discount on Virgin Holidays, Wines, Experiences and many other Virgin services
- Instant online decision
- Contactless payment for items up to £15
3% fee
- Travel discounts
- Shopping
- Dining
- 0% on balance transfers for 20 months
- Discounts on travel, shopping & dining
- Choose from a selection of 5 card colours
- Minimum annual salary of £20,000 required
2.95% fee
- Cashback
- 0% on purchases for 18 months
- 0% on balance transfers for 17 months
- Unlimited cashback - 0.5% on all sterling purchases
- Unlimited commission-free purchases abroad
- Low APR rate of 12.9%
- To apply for this card you must hold a Nationwide FlexAccount with a Visa debit card (not cash card+) or you can apply for a FlexAccount at the same time
Credit Card Offers
When considering the credit cards on the market, it can be to your advantage to think beyond the low interest rates and 0% on balance transfers that are so desirable for many of us. Some of the best credit card offers are when lenders allow you to make the most of key services without paying extensive amounts for the privilege.
An example of this can be with cash withdrawals from ATMs. Typically, these withdrawals have a higher rate of interest attached to them than when compared to purchases made on the card itself. As a result, really good credit card offers can be those that allow free withdrawals to be made from your card.
Even though this technology is becoming increasingly emergent, contactless credit cards allows you not to save money - but to save time on your purchase. If you are a professional where every second matters, this could be a saving of a commodity you truly value. With these new forms of plastic, all you need to do for purchases under £15 is to swipe your card past an electronic reader, without having to enter your PIN. As well as added features to protect your security and to verify your identity as the cardholder, this convenient new adaptation to credit card payments will allow you to be at the forefront of new transaction technology.
Other great credit card offers include the banks and credit card providers that will insure you against identity fraud. Even though these services are already available from credit referencing agencies like Experian for a small monthly subscription, going with an offer that will protect you financially against the purchases made on your card can give you peace of mind. After all, if you are one in the every eight Britons who becomes a victim of identity fraud every year, it will be nice to have one less thing on your mind.
Other offers include money off your phone bill, discounts with hundreds of lenders, and even the opportunity to transfer money over to your current account temporarily. If you have a good credit rating and you are responsible with money, it's fair to say that the world is your oyster for some great credit card offers online. All you need to do is to sit down in front of the computer and to start comparing today. Even the application can be completed on the Internet.